Feedback on rich text fields WYSIWYG toolbar

I just wanted to share some frustration Im having with rich text fields. When I'm entering text into the field, I want to be able to see the field label. Its the question that I'm answering and when there's several fields in a row its easy to forget the label associated with the field I'm typing into.

BUT, when I click into the text field, the damn WYSIWYG toolbar hides the field label. Really annoying to have to click out of the field constantly to be reminded of the label. Couldn't the toolbar sit inside the field or something?